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Please read these Terms of Service ("Terms") carefully before using the websites ontariocarbrokers.ca and ontariocarbrokers.com (collectively, the "Site") operated by Ontario Car Brokers Inc. ("we," "us," or "our").
By accessing or using our Site, submitting a finance application, or contacting us through our website, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use our Site.
Ontario Car Brokers Inc. is a vehicle financing brokerage incorporated in Ontario, Canada. We act as an intermediary between clients and licensed dealerships and financial institutions. We do not sell vehicles directly, nor do we make final lending decisions. All financing is subject to approval by third-party lenders.
You agree to use this Site only for lawful purposes and in a manner that does not infringe the rights of others or restrict their use and enjoyment of the Site. You must not:
You are responsible for ensuring that all information you provide in your finance application or contact form is accurate, complete, and current. Providing false or misleading information may result in the rejection of your application and may constitute fraud under applicable Canadian law.
Ontario Car Brokers Inc. acts solely as a facilitator and intermediary. We are not a lender, bank, or financial institution. Any financing agreement you enter into is directly between you and the applicable lender or dealership. We are not a party to any such agreement and bear no responsibility for the terms, conditions, or performance of any financing arrangement.
By submitting a finance application and verifying your phone number, you consent to receive transactional SMS messages from Ontario Car Brokers Inc. related to your application. You may opt out at any time by replying STOP. Standard message and data rates may apply. See our Privacy Policy for full details.
All content on this Site — including but not limited to text, graphics, logos, images, and software — is the property of Ontario Car Brokers Inc. or its content suppliers and is protected by applicable Canadian copyright, trademark, and intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this Site without our express written permission.
The Site and all content, services, and information provided through it are offered on an "as is" and "as available" basis without warranties of any kind, either express or implied. To the fullest extent permitted by applicable Ontario and Canadian law, we disclaim all warranties including:
To the maximum extent permitted by the laws of Ontario and Canada, Ontario Car Brokers Inc. and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from:
In no event shall our total liability to you exceed the amount paid by you, if any, for accessing or using our services in the twelve (12) months preceding the claim.
Our Site may contain links to third-party websites or integrate third-party services (including Twilio, Resend, Cloudflare, and Google Analytics). We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services. We encourage you to review the terms and privacy policies of any third-party services you interact with.
Your use of this Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using this Site, you consent to the collection and use of your information as described in our Privacy Policy.
We reserve the right to modify these Terms at any time at our sole discretion. Changes will be effective immediately upon posting to the Site with an updated effective date. Your continued use of the Site after any changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.
These Terms shall be governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict of law principles.
Any dispute, claim, or controversy arising out of or relating to these Terms or your use of the Site shall be subject to the exclusive jurisdiction of the courts located in the Province of Ontario. You irrevocably consent to the jurisdiction of such courts.
If any provision of these Terms is found to be unenforceable or invalid under applicable law, such provision shall be modified to the minimum extent necessary to make it enforceable, or if not possible, severed from these Terms. The remaining provisions shall continue in full force and effect.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Ontario Car Brokers Inc. with respect to your use of the Site and supersede all prior agreements, representations, and understandings.
If you have any questions about these Terms of Service, please contact us: